Nick Lundbech at Metro Valuation is your FHA certified appraiser.

The FHA retains a roster of approved appraisers for each state - Nick Lundbech is on the roster of approved appraisers for AZ and he is certified and approved to do reports for FHA insured financial transactions. Part of the continuing training our staff at Metro Valuation undergoes deals strictly with decoding the FHA's documentation and their rules and procedures.

If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA loan, it means it is underwritten by them. The lending company takes care of all the finances; the FHA simply insures the loan through mortgage insurance in case the borrower defaults on his or her loan. Low-income and moderate-income homebuyers benefit from an FHA-secured financial transaction; the point of the Federal Housing Administration is to help credit-worthy buyers to meet expectations and requirements for lenders that they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Buyers with lower income or less starting capital to put down on a loan benefit the most from FHA loan programs.